Check your employer
Confirm that your employer supports novated leasing and identify any preferred salary-packaging administrator or policy requirements.
HOW IT WORKS
A clear path from first quote to first drive.
Novated leasing has several moving parts. LeaseShift helps make the sequence understandable and keeps the people and paperwork coordinated.
THE COMPLETE JOURNEY
Six steps, one coordinated process.
Exact requirements vary between employers, administrators, financiers and dealers, but most novated leases follow this path.
Set a realistic budget
Compare vehicles against your salary, expected kilometres, other commitments and the total packaged cost—not only the purchase price.
Build your comparison
Bring together indicative finance repayments, registration, insurance, servicing, tyres, fuel or charging, management fees and the residual value.
Apply for finance
Complete the application and provide the information requested by the financier. Approval remains subject to lending criteria and credit assessment.
Coordinate the paperwork
The vehicle invoice, insurance, finance documents, deed of novation and employer approval are checked and aligned for settlement.
Settle and collect
Once every requirement is satisfied, the financier pays the dealer and the vehicle can be released for delivery or collection.
WHAT GETS PACKAGED
One regular deduction can cover more than finance.
A typical budget may include scheduled finance payments plus forecast vehicle expenses. The account is reconciled as actual costs are paid.
FinanceRegular lease repayment
RegistrationRenewal budget
InsuranceComprehensive cover
ServicingMaintenance and tyres
EnergyFuel or charging
ManagementAdministration fees
What to have ready.
- Employer and salary-packaging provider details
- Recent payslips and identification
- Approximate salary and existing commitments
- Preferred vehicle or realistic drive-away budget
- Expected annual kilometres and running costs
The residual is still payable.
At the end of the lease, the agreed residual remains owing. Depending on your agreement, options may include paying it and keeping the car, refinancing, selling or trading the vehicle, or starting a new lease.
Read the FAQs →START YOUR COMPARISON
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